Account FAQs
Managing your account
It can be overwhelming to figure out where to find important information for your various accounts. That’s why we’ve put together this page of common questions – whether it be where to find your account number, how to search for a transaction, what an eStatement is, or the process for closing your account.
Can’t find what you’re looking for?
Don’t worry – it happens to the best of us. Lucky for you, there are plenty of people at Hume Bank ready to help. All you have to do is shoot us an email, give us a call or drop by a branch.
How to make changes to your account
Where can I find my BSB and account number?
You can find your BSB (640 000) and account number on your monthly statement, in iBank or on the Hume Bank App.
- Your monthly statement: Your BSB and account number can be found in the top right corner.
- iBank and Hume Bank App: Your BSB and account number will be listed beneath the name of the account once you log in.
How do I update my personal details using online banking?
You can change your contact details and residential/postal address at any time using either iBank or the Hume Bank App.
iBank:
- Log in to iBank
- Select “My Options” then “Contact Details”
- Enter the 6-digit authentication code received via text message
- Select “Address” details or “Contact” details
- Click “Update” to submit.
Hume Bank App:
- Log into the Hume Bank App
- Tap the menu icon (three horizontal lines) and select “Additional Services”
- Select “Personal Details” and then “Get SMS”
- Enter the 6-digit authentication code received via text message
- Update your information and finish by tapping “Confirm”.
You can also have your details updated by contacting us on 1300 004 863, Monday to Friday 8am to 5:45pm and Saturday 9:30am to 12pm. Have your mobile phone ready — we’ll run through some security questions, and then update your details.
What are my withdrawal and transfer limits?
Provided sufficient cleared funds are available, you may withdraw or transfer funds within the following limits:
- Branch: You can withdraw up to $10,000 in cash from a Hume Bank branch; withdrawals over this amount may require advanced notice.
- iBank/Hume Bank App: Standard daily limit is $2,000, however customers can choose to increase or decrease their daily limit.
- ATM: You can withdraw up to $2,000 per day in cash from an ATM using your Visa Debit Card.
What is my daily transaction limit for external transfers via online banking?
By default, your iBank daily transaction limit will be set to $2,000. If you wish to set or alter your external transfer limit, you can do so by dropping by one of our branches or calling us on 1300 004 863, Monday to Friday 8am to 5:45pm and Saturday 9:30am to 12pm.
How to search & review your transactions
How can I search my transaction history?
You can search for individual transactions or search for transactions between certain times and dates with iBank:
- Select the “Account Details” widget from the homepage
- Scroll to the bottom of your “Full Transaction History” and then select “Search”
- Select the relevant factors for your search and click “Search”.
How can I create a Quick Statement?
You can build your own customised statement including multiple accounts in iBank by creating a Quick Statement:
- Hover over “Accounts”
- Select “Quick Statement”
- Choose a “Start Date” and a “To Date”
- Select the accounts you’d like included from the list
Add multiples by holding down the CTRL key when selecting - Click “Display” to display the statement.
How can I download my transaction history?
You can use iBank to download copies of your transactions in a format that can be easily imported into your accounting or spreadsheet software:
- Find the “Account Details” widget on the homepage
- Select the account you would like to download from
- Click the “Download Transactions” button at the bottom right
- Select a Document Type that can be imported by your accounting software
- Choose a “From Date” and a “To Date”
- Click “Select” to download the transaction file in the format you specified.
How can I view the interest charged on my account?
iBank allows you to view both the interest charged on your accounts for the previous financial year, as well as interest charged between the current financial year and today’s date:
- Hover over the “Accounts” menu
- Select “Interest”
- See the lower table for total interest earned/charged for the previous financial year
- See the upper table for interest earned/charged since the beginning of the current financial year.
Note: Tax may be withheld if you haven’t yet provided Hume Bank with a tax file number. If this is the case, total tax withheld will be shown in the Withholding Tax column of each table.
How can I find more detail about a particular transaction?
You can use iBank or the Hume Bank App to find out more information about a transaction. Simply log in and click on the particular transaction you would like to view. From there you will be able to access the following information:
- Transaction date
- Transaction time
- Authorisation time
- Receipt number
- Card details (where applicable) to identify which account holder
How to register for & use eStatements
What are eStatements?
eStatements are free PDF versions of an account statement that you can access through iBank.
With eStatements you can:
- Access your account statements securely 24/7
- View and search up to 7 years of previous statements
- Receive email notifications when your eStatement is available
- Print your account statements as you need.
When you register for eStatements, you are electing to no longer receive paper statements for that account.
How do I register to receive eStatements?
To register for eStatements you must have a valid email address and be registered for iBank – which you can do by visiting your nearest branch or call us on 1300 004 863, Monday to Friday 8am to 5:45pm and Saturday 9:30am to 12pm. Once you are registered for iBank you can nominate to receive eStatements either through the ‘Statement Options’ button in your iBank account or by filling out a Statement Nomination form and dropping it off at any of our branches.
Can I register a business to receive eStatements?
Yes, you can register your business to receive eStatements by having authorised users complete a Statement Nomination form in any of our branches – find your closest branch here
How are eStatements delivered?
When a statement for your account is ready, you will be sent an email from estat@
humebank to notify you that your eStatement is available through iBank where you can view, save and print it as necessary. eStatements will be made available at the same frequency that your paper statements were issued (eg. monthly/ six monthly).While you can access eStatements for an active account via iBank for up to 7 years, we recommend that you download your eStatements and store them securely..com .au Can I receive both an eStatement and a statement in the mail?
Once you register an account for eStatements you will no longer receive paper statements for that account. In this event you would have to pay a fee to be issued a paper statement through the mail. However, you can always print the eStatement yourself.
What if I cannot download or view my eStatement?
If you are having difficulty viewing your eStatement you should check that you have a PDF reader – such as the free Adobe Reader – installed on your computer or device.
Will my eStatement be back dated to include older statements?
Once you have registered to receive eStatements, you will be able to access, view and download statements for that account from 1st January 2011 for up to 7 years while the account is still active.
Can I change my statement options on the Hume Bank App?
No. You can not activate or change your options for receiving statements via the Hume Bank App. This service is only available through iBank.
Can I opt out to receive a statement on a joint account?
Any choice made about whether to receive a paper or eStatement for a joint account will apply to all users of that account. It is a regulatory requirement that all accounts must issue a statement to at least one account holder or authorised user.
How to close a Hume Bank account
How can I close my account?
You can close your account only if it is in credit or has a $0 balance.
You can close your account by:
- advising in writing, calling our contact centre or visiting a Hume Bank branch and
- returning to us or destroying any cards, unused passbooks and unused cheques issued to you or any authorised user. We accept no liability for any loss incurred by the improper or fraudulent use of any unused cheques which have not been returned to us.
To enable Hume Bank Visa Card transactions to be processed, a 30 day waiting period applies to the closure of your account.
How can I close the account of a deceased customer?
Losing a loved one can be an upsetting and stressful time. If your loved one had an account with us and has passed away, please give us a call on 1300 004 863 (Monday to Friday 8am to 5:45pm and Saturday 9:30am to 12pm) or visit your nearest branch.
In order to finalise their accounts, we will need to see an original or certified copy of any of the following documents:
- Death Certificate
- Letters of Administration (where there is no valid will)
- Grant of Probate
When we receive notification of a customer’s passing, the following will happen:
- Accounts solely in the customer’s name will be immediately frozen
- Deceased borrowers will be unlinked from joint account loans
- Power of Attorney or Authority to Operate the accounts will automatically cease
- Periodical payments authorised by the deceased customer will be canceled
- Subject to circumstances, cards in the deceased customer’s name may be canceled.