Turn $25 into $50 just like that!

At Hume Bank, the pay off to saving is closer than you think.

Open a Reward Saver Account, deposit $25, and we’ll add $25 FREE* to get you started. Start small, and watch your savings grow.

Limited time only! Open a Reward Saver account today!

I’m a new customer

I’m an existing customer

The payoff starts here

With our Reward Saver account, you’ll be rewarded for your hard work and dedication to your financial goals. It’s the perfect way to make your money work harder.

Plus, make your first deposit of $25 and we’ll match it with $25 to get started so you can reach your goals sooner.

Save on fees

We’ve said goodbye to account keeping fees2 to help keep your costs down.

Earn bonus interest

We reward great savers with a better rate when you deposit** at least $10 each month and make no withdrawals.

Flexible withdrawals

We’ll give you more control of your cash with two fee-free branch withdrawals every month.

Get more bang for your buck

This account is all about rewarding the serious savers. Stick to your savings goals and you’ll earn competitive interest on your savings, have access to online and mobile banking, and feel the security of knowing that your cash is safe.

Browse Features

Reward Saver account

No monthly account keeping fees1
Bonus interest with no withdrawals and deposits of at least $10 each month**
No minimum opening balance
Two fee-free branch withdrawals per month
eStatements available
Eligible for linked account exemptions2
Fully featured iBank and the Hume Bank App

The low-down on rates & fees

 

Interest rates

Account balanceRate typeInterest rate (p.a.)
$1+Base rate0.01%
$1+Bonus rate4.99%**
$1+Total (Base + Bonus)5.00%

Account fees

Fees apply after the fee-free quota of two transactions per month is exceeded.1, 3

ActionCharge
Withdrawal - Cash at branch$2.00
Withdrawal - Bank cheque (at branch)$5.00
Electronic external transfer at branch$2.00

Saving and budgeting 101

Saving and budgeting doesn’t need to be complicated. Start here with our down-to-earth, smart saving and budgeting tips, and before you know it, you’ll be hooked!

Managing your money is empowering, giving you the confidence to take control of your finances and watch your savings grow.

Different strokes for different folks

It doesn’t matter who you are, what your savings goals are, or what stage of life you’re in. We’ll help you save bigger and earn better so you can reach your dreams – whatever they may be.

Things you should know

The Hume Bank Fresh Start Promotion (Promotion) commences at 9:00am AEST on Monday 30 December 2024 and closes at 11:59pm AEST on Friday, 31 January 2025 (Promotion Period) Information on how to qualify and the reward awarded forms part of these Terms and Conditions. Participation in the promotion is deemed to be acceptance of these Terms and Conditions.

  1. The promoter is Hume Bank Limited ABN 85 051 868 556 (Hume Bank) of 492 Olive Street, Albury NSW 2640, Phone 1300 004 863.
  2. The promotion is only available to the first 350 eligible customers who:
  3. Open their first Hume Bank Reward Saver account and;
  4. Deposit a minimum of $25 AUD into the new Hume Bank Reward Saver account within the Promotion Period
  5. Each of the eligible customers, up to a maximum of 350 customers during the promotion period will receive a bonus reward of $25 AUD that will be deposited into the qualifying Reward Saver account within 5 business days
  6. The Promotion reward of $25 AUD can only be claimed once per customer. If more than one Reward Saver account is opened within the promotional period, only the first account will be eligible. There will be a maximum of 350 eligible customers rewarded provided the eligibility criteria is met
  7. The qualifying customers (up to a maximum of 350) will receive an email notifying them of their qualification for the promotion reward
  8. Subject to these Terms and Conditions, Hume Bank shall determine all questions and issues relating to a person’s promotion eligibility, and/or to obtain the Reward, in its absolute discretion, and no correspondence shall be entered into relating to any determination made.
  9. If for any reason the Promotion is not capable of running as planned, Hume Bank reserves the right, in its sole discretion, to take any action that may be available to cancel, terminate, modify or suspend the Competition, subject to any requirements of law. Hume Bank reserves the right to disqualify any individual who tampers with the entry process.
  10. Hume Bank will not be liable for any loss or damage which is suffered or for any personal injury suffered or sustained arising directly or indirectly from the Competition or in connection with any Reward except for any liability which cannot be excluded by law.
  11. Our Privacy Policy sets out how we handle personal information and keep it secure. Hume Bank’s Privacy Policy can be viewed on our website at humebank.com.au/privacy-policy

Hume Bank Reward Saver rates, fees and charges and other information correct as at 2 December 2024 and may change without notice.

Click to view the specific features, terms, conditions, fees, charges and eligibility of a Hume Bank Reward Saver account.

Please read the Product Disclosure Statement and Fees & Charges and consider whether these products are right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product, go to Target Market Determinations.

Download a copy of our Personal account rates. Find out how to reduce your fees and charges.

Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

* Minimum of $25 AUD must be deposited into the new Reward Saver account on or before January 31 2025 to be eligible for the Promotion reward of $25 AUD from Hume Bank and can only be claimed once per customer.

** Interest is calculated daily and paid monthly. Bonus interest is calculated daily and paid monthly provided that $10 or more was deposited and no withdrawals were made in the month. Deposits must be made by 5pm on the last day of the month to earn bonus interest.

1 Non-standard fees may apply – refer to ’non-standard fees and charges’ in our Fees & Charges Document for details.

2 The Reward Saver account is eligible for linked account exemption that may change the fees applicable.

3 The following are classified as transactions for the purposes of calculating the fee-free quota: cash withdrawals at a branch, Financial Institution or Member cheques, eftpos transactions (including telephone, internet and regular payments using a Visa debit card) and electronic external transfers at counter and transactions at some Foreign ATMs (ATMs not operated by Hume Bank).

Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence 244248 humebank.com.au