A lot can change in two years, but your discount won’t.

Let’s cut to the chase. 2-years of savings on your home loan = more cash in your pocket.

Lock in 2-years of savings with a liteBlue variable home loan today! The best part? Because this is a discount on a liteBlue variable home loan, if the rate moves in any direction, you’ll still have your 0.35% discount applied – talk about a game changer!

Limited time only! Lock it in today!

The Hume Bank liteBlue Variable Interest Rate Promotion (Promotion) is made available at the discretion of Hume Bank. The Promotion period starts on 28 August 2024 and is a limited time only offer, valid until 31 December 2024. This offer may be varied without notice at any time.

Customers can apply for a new Hume Bank Owner Occupier or Investment, liteBlue Variable Rate home loan from 28 August 2024 and settle within 90 days of loan approval. The Promotion is available for new loans to Hume Bank. Existing Hume Bank customers are eligible for refinances and switches from existing Hume Bank home loan products if the customer has had the current Hume Bank home loan product for a minimum of 5 years, fees may apply¹.

The Promotion is not available for bridging finance loans.

The Promotion is available to customers that reside or own a property (or who will do so, with funds from the loan) within the following postcode locations: 2640, 2641, 2642, 2643, 2644, 2645, 2646, 2647, 2650, 2651, 2652, 2656, 2658, 2659, 2660, 2661, 2678, 2700, 3675, 3676, 3677, 3678, 3682, 3683, 3685, 3687, 3688, 3689, 3690, 3691, 3694, 3695, 3700, 3701, 3704, 3705, 3707, 3708, 3709, 3723, 3732, 3733, 3735, 3746, 3747, 3749.

As part of the Promotion, successful applicants will receive a 35-basis-point discount off the standard liteBlue (Owner occupied or Investment loan) variable principal and interest, and interest only home loans up a maximum Loan to Value Ratio (LVR) of 95%.

The discount will be applied for two (2) years from the loan settlement date. The maximum LVR is 95%, subject to our credit criteria.

At the end of two-year period, the interest rate will revert to the standard liteBlue variable interest rate applicable to the customer’s original Loan to Value Ratio (LVR) tier and will apply for the remainder of the life of the loan. Interest rates are subject to change.

The Promotion is available to Hume Workplace Banking (WPB) customers, but no further discounts will be applicable.

*Rates advertised are for a maximum LVR of 60% for principal and interest borrower and includes the 35-basis-point discount.

** The comparison rate is calculated on a secured loan of $150,000 over 25 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

Terms, conditions, fees, charges and normal lending criteria apply².

Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence No. 244248.

Rates, fees and charges and other information correct as at 15 October 2024 and may change without notice.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

Please click here to view the Target Market Determination for this product.

Download a copy of our Owner occupier home loan rates and/or our Investor home loan rates.

Access our Home Loan Key Facts Sheet.

¹ A switching fee of $300 may apply to successful applicants who currently hold a Hume Bank home loan product.

² The standard liteBlue application fee of $199 is applicable during this promotion.