iSave account

Built for modern savers

Our online iSave account is designed to make saving simple and convenient. Enjoy access to your money anytime, anywhere – without sacrificing interest. And with no minimum balances or deposits, you can start saving your way, on your time. That’s a definite win in our books!

iSave account

Unlimited withdrawals

Ready to start saving?

If you’re ready to kick-start your savings journey you can open an iSave account at any time with our online form.

Already a Hume Bank customer? Open your new account today by logging in to iBank and selecting the ‘Products’ tab.

Why pick our iSave account?

We know that saving doesn’t look the same for everyone. It’s important to us to offer a savings account that gives you the power to save in a way that makes sense for you, without taking away your access to or control over your money. Enter the iSave account. It makes saving smart, efficient and accessible – everything you’ve been looking for.

Anytime, anywhere

We keep things easy with the ability to withdraw your cash anytime, anywhere.

Save on fees

We’ve canned monthly fees to help keep your costs down and your savings high.

Tailored to you

We’ll meet you where you’re at with no minimum opening balance or monthly deposits.

More flex, less fuss

Our iSave account gives you the flexibility to save in a way that works for you, and the peace of mind that comes from knowing your hard-earned money is safe and secure.

Browse features

iSave account

No monthly account keeping fees
No minimum opening balance
Withdraw your money any time
No minimum monthly deposit
Open an account instantly online with iBank
Fully featured iBank, Hume Bank App, and phone banking

The low-down on rates & fees

 

Interest rates

Account balanceInterest rate (p.a.)
$1+3.00%*

Account fees1

ActionCharge
Withdrawal - Bank cheque (at branch or via iBank)$5.00

Know the basics

We’ve said it once and we’ll say it again: saving doesn’t have to be hard. If you’ve been feeling overwhelmed, or would just like a bit of help, we’re here for you. Grab yourself a cuppa and explore some of our tools and guides.

Get the ball rolling

There are so many ways to start your savings journey with us. Not only can you open an iSave account in person or on the phone – you can also open an account with our online form or through iBank at any time.

Your account will be ready to use the same day as long as you:

  • Are over 18 years old1
  • Are an Australian resident for tax purposes
  • Have one form of ID
  • Have a valid email address and your mobile handy

Choose an account to grow your savings

As you can see, no matter what stage of life you’re at, getting serious about saving means putting aside the old piggy bank.

Once you’ve got a sense of the features you’re looking for in a savings account, get out there and find your perfect match!

iSave account

3.00% p.a.*

interest on balances $1 or more

  • No monthly account keeping fees
  • No minimum opening balance
  • Withdraw your money any time
  • No minimum monthly deposit
  • Open an account instantly online with iBank
  • Fully featured iBank, Hume Bank App, and phone banking

Reward Saver account

5.00% p.a.**

with $10 deposits and no withdrawals in a month

  • No monthly account keeping fees
  • No minimum opening balance
  • Two fee-free branch withdrawals per month
  • eStatements available
  • Eligible for linked account fee exemptions
  • Fully featured iBank, Hume Bank App, and phone banking

Term deposit

4.60% p.a.***

12 months at maturity $1,000 and over

  • Competitive interest rate
  • Fixed interest payments
  • No set up fee
  • No monthly fees
  • Wide range of terms available
  • Government Guaranteed Deposit

Different strokes for different folks

It doesn’t matter who you are, what your savings goals are, or what stage of life you’re in. We’ll help you save bigger and earn better so you can reach your dreams – whatever they may be.

Things you should know

Rates, fees and charges and other information correct as at 19 July 2024 and may change without notice.

Terms, conditions, fees, charges and eligibility criteria apply.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product go to Target Market Determinations.

Download a copy of our Personal account rates. Find out how to reduce your fees and charges.

Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

* Interest is calculated daily and paid monthly.

** Interest is calculated daily and paid monthly. Bonus interest is calculated daily and paid monthly provided that $10 or more was deposited and no withdrawals were made in the month. Deposits must be made by 5pm on the last day of the month to earn bonus interest.

*** Interest is calculated daily and paid on maturity.

1 You must be over the age of 18 to open an account online. If you’re under the age of 18, please call us on 1300 004 863 for assistance in opening this account.